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200 Banks, Financial Institutions Adopt Ripple Cross-Border Upgrade

200 Banks, Financial Institutions Adopt Ripple Cross-Border Upgrade

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The latest version of Ripple’s cross-border payment platform, xCurrent, is now live and operational. This means that Ripple’s 200 plus clients, all banks and financial institutions, now are able to integrate xRapid, the fast, secure and cheap way to complete cross-border payments using Ripple’s native token, XRP.

Ripple chief technology officer David Schwartz announced the official upgrade on Twitter:

“4.0 is live. We’re working to get all customers upgraded, but it’s a complex process. Multihop, xRapid support, much easier peering, and a much easier customer integration process are the major new features.”

In theory, this means that all of Ripple’s customers on the RippleNet network of banks and payment service providers are now able to leverage cryptocurrencies and other digital assets, via the use of xRapid (powered by XRP). This achieves “increased product interoperability” as well as speed and liquidity of cross-border payments.

Ripple is one of the most prominent blockchain firms in operations and has a focused on international payments, as well as its own native cryptocurrency XRP. Because it is a company that controls and issues its own supply of XRP, it has had legal issues with the US government, with a current securities lawsuit still in federal courts. The ruling declared that the class action suit against Ripple CEO Brad Garlinghouse, Ripple Labs and its subsidiary XRP II for allegedly selling unregistered securities.


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