Key Takeaways
Miami-Dade property owners can now pay property taxes with bitcoin, both online and in person.
A third-party processor automatically converts bitcoin into US dollars, meaning the county never holds digital assets.
Bitcoin payments are optional, and residents can still use traditional payment methods and qualify for early-payment discounts.
How Miami-Dade's Bitcoin Tax Payments Work
Miami-Dade County property owners can now pay their property taxes with bitcoin. The new option is available both online and in person, but there is one important detail: the county will receive US dollars, not bitcoin.
Tax Collector Dariel Fernandez announced the change on November 9, 2026, saying the move would give property owners more ways to pay their tax bills while keeping public funds away from bitcoin price fluctuations.
Under the new system, a third-party payment service automatically converts bitcoin into dollars before the money reaches the county. This means Miami-Dade can accept bitcoin payments without holding, investing in, or managing bitcoin.
"Government must keep up with the times and the needs of the people we serve," Fernandez said. "By accepting Bitcoin as a payment option, we are giving property owners another way to pay their taxes, whether online or in person, while continuing to offer the traditional payment methods they already know and trust."
Property owners who want to pay with bitcoin can select the corresponding option during online checkout or request it at a Tax Collector's Office counter.
Then, they can use an exchange account or a Bitcoin wallet to authorize and send the payment. The payment processor converts the bitcoin into dollars at the time of the transaction and sends the funds to the county.
As a result, the Tax Collector's Office receives the full dollar amount owed, regardless of bitcoin's price movements. The office will not need to hold bitcoin or maintain wallets. Payments will also appear in its regular accounting and reporting systems, just like other transactions.
Fernandez said the goal is to introduce new technology without putting taxpayer money at risk.
"We are embracing new technology without compromising our responsibility to protect taxpayer dollars," he said. "Whether someone chooses to pay with Bitcoin or a traditional payment method, our office receives the full amount owed in U.S. dollars."
Using Bitcoin to pay property taxes is entirely optional. Residents can still pay through traditional methods, including checks, credit cards, debit cards, cash, and electronic checks.
According to the Tax Collector's Office, online card and mobile-wallet payments carry a nonrefundable fee of 2.50%, with a minimum charge of $2.50. The office has not yet specified whether bitcoin payments will carry a separate processing fee.
The new option currently applies only to property taxes, not other county fees or services. The Bitcoin payment option arrives during Miami-Dade's 2026 property tax collection season.
The county opened its 2026 tax roll on October 30. Property owners who pay their taxes by November 30 can receive a 4% early-payment discount.
The discount decreases each month. Property owners receive 3% in December, 2% in January, and 1% in February. The full amount is due in March, while unpaid property taxes generally become delinquent on April 1.
Fernandez has also promoted the office's "Save the Max" campaign to encourage early payments. For example, someone with an eligible $5,000 property tax bill can save $200 by paying in November.
Residents can pay online at the Tax Collector's website, through T-Connect mobile units, or at any of the office's 13 locations. The county's decision is part of a longer effort to explore digital asset payments.
In 2021, Miami-Dade Commissioner Danielle Cohen Higgins introduced a proposal to study whether residents could use Bitcoin to pay county taxes and fees.
At around the same time, Miami Mayor Francis Suarez promoted digital asset adoption and explored allowing residents to pay city taxes and fees with Bitcoin. Fernandez, who was elected Tax Collector in November 2024, previously served on Miami-Dade's Cryptocurrency Task Force.




